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Consumer Credit Appeals Tribunal
Consumer Credit Appeals Tribunal 
The Consumer Credit Act 1974 provides a licensing regime, administered by the Office of Fair Trading (OFT), for traders in the consumer credit business or consumer hire business. Those wishing to conduct regulated business require to be licensed by the OFT. The OFT grants consumer credit licences to those it considers fit to hold one, on the basis of criteria set out in the Consumer Credit Act 1974.
